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Terms of use

FinancialRiskIQ provides population-level financial risk intelligence for awareness and research. By using the site, you agree to these terms.

FinancialRiskIQ terms

FinancialRiskIQ is population-level only and does not provide financial advice, lending offers, or debt relief services. If you do not agree to the terms below, do not use the platform.

Effective date
Privacy policyContact FinancialRiskIQ

1. Scope and acceptance

These terms govern access to FinancialRiskIQ, including risk scores, profiles, and explanatory content. Use of the platform indicates acceptance.

2. Informational use only

FinancialRiskIQ provides population-level insights and is not a financial advisor, lender, broker, or debt relief service. Scores and signals are informational and should not be used as personal financial advice.

If you need individualized financial guidance, consult a licensed professional.

3. Data sources and accuracy

FinancialRiskIQ aggregates public datasets from authoritative sources such as the U.S. Census Bureau, Bureau of Labor Statistics, and National Center for State Courts. Data can be delayed, incomplete, or revised. We do not guarantee accuracy, completeness, or availability.

4. Platform availability

We may update, pause, or discontinue parts of the platform at any time. We do not guarantee uninterrupted access.

5. Acceptable use

  • Do not misuse or attempt to disrupt the platform.
  • Do not scrape, bulk-download, or reproduce datasets without permission.
  • Do not attempt to access systems, data, or endpoints outside of intended use.

6. Intellectual property

FinancialRiskIQ branding, presentation, and scoring framework are proprietary. Public datasets retain their original licenses and terms.

7. Third-party services

FinancialRiskIQ may link to third-party sites or use third-party services for hosting and analytics. We are not responsible for their content or practices.

8. Disclaimer of warranties

The platform is provided as-is without warranties of any kind, express or implied. We do not guarantee that content is error free or suitable for any specific purpose.

9. Limitation of liability

FinancialRiskIQ is not liable for indirect, incidental, or consequential damages arising from use of the platform or reliance on risk scores or signals.

10. Updates to these terms

We may update these terms as the platform evolves. Continued use indicates acceptance of the latest version.

11. Contact

Questions? Email contact@financialriskiq.com.