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Employment question

Is the job market stable in Lynchburg, TN?

A direct, data-backed answer using unemployment, workforce participation, earnings, and industry concentration signals where the public dataset supports it.

Employment and income stability

65

/ 100

V2 relative score

Higher scores indicate weaker job and income stability relative to the selected geography scope.

Direct answer

It appears less stable than many comparable places.

Lynchburg, TN has an employment and income stability risk score of 65, above the middle of comparable county-level locations. The local data points to more job or income stability pressure than many peer locations. City-level employment data is incomplete, so this answer uses the county baseline that contains Lynchburg.

Top drivers in this score

  • Industry concentration (HHI)

    0.49

    Risk pressure percentile: 100

  • Earnings trend (YoY)

    -0.6%

    Risk pressure percentile: 90

  • Median earnings (full-time, year-round)

    $39,215

    Risk pressure percentile: 57

How this compares

Relative risk score64.9
Median (county-level locations)50.0
Delta vs median+14.9

Approximate percentile: 65 of 100

Coverage and confidence

Scope usedCounty baseline
Metric coverage7/7
ConfidenceModerate confidence

City-level metrics were incomplete, so this score uses a nearby regional baseline.

Key signals

  • Unemployment rate4.5%
  • Unemployment volatility (12-mo)0.4%
  • Labor force participation58.2%
  • Employment rate (16+)55.5%
  • Median earnings (full-time, year-round)$39,215
  • Earnings trend (YoY)-0.6%
  • Industry concentration (HHI)0.49

Coverage: County baseline | Source: ACS 2024 5-year | 2024

Why this matters

Employment stability affects financial risk because income shocks can make regular expenses harder to absorb. A higher score means the local labor and earnings signals show more instability relative to comparable places.

View full employment risk detail ->

Common follow-up questions

Is the job market stable in Lynchburg, TN?

Lynchburg, TN has an employment and income stability risk score of 65, above the middle of comparable county-level locations. The local data points to more job or income stability pressure than many peer locations. City-level employment data is incomplete, so this answer uses the county baseline that contains Lynchburg.

What employment data is used for Lynchburg?

FinancialRiskIQ uses public indicators such as unemployment rate, unemployment volatility, labor force participation, employment rate, median earnings, earnings trend, and industry concentration when available. The current answer uses county baseline data from ACS 2024 5-year (2024).

Why does employment stability affect financial risk?

Less stable job and income conditions can make bills, savings, and debt payments harder to plan around. The score compares local labor and earnings signals against similar geography levels.