State risk detail
Legal and collection risk in Kentucky
Legal and collection risk uses civil court filings per capita and caseload trends to capture the legal environment. Higher civil filing rates can signal more collection activity and a more intense enforcement climate.
Risk score
61
/ 100
Risk metrics
- Civil filings per 100k residents4652.3
- Civil filings trend (YoY)+8.0%
Data status: Available
Scope: State baseline | Source: NCSC Trial Civil Caseload 2023 | 2023
Why it matters
In Kentucky, More filings can translate into more lawsuits, judgments, and collection pressure on households.
What we measure
- Civil court filings per 100k residents
- Civil filings trend (YoY)
Key sources
- National Center for State Courts (trial civil caseload)
Related risks
State overview →Household financial stress
Household financial stress reflects how close households are to the edge. It blends income, poverty exposure, housing cost burden, and safety-net reliance to show where families have less cushion for unexpected bills.
Debt and credit pressure
Debt and credit pressure tracks how leveraged households are and how often credit stress shows up. Higher subprime share, delinquency, and revolving utilization indicate tighter credit access and greater reliance on borrowing.
Cost of living exposure
Cost of living exposure focuses on housing costs relative to income. Rising rents, higher monthly housing costs, and elevated rent-to-income ratios can squeeze budgets even when incomes rise.