City risk detail
Employment and income stability in Hartsville, TN
Employment and income stability measures job market resilience with unemployment rates, volatility, labor force participation, median earnings, and industry concentration. More volatility means less predictable pay and higher income shocks.
Risk score
46
/ 100
Risk metrics
- Unemployment rate0.6%
- Unemployment volatility (12-mo)0.2%
- Labor force participation52.6%
- Employment rate (16+)52.3%
- Median earnings (full-time, year-round)$37,347
- Earnings trend (YoY)+5.1%
- Industry concentration (HHI)0.14
Data status: Available
Scope: County baseline | Source: ACS 2023 5-year | 2023
Top drivers in this score
Labor force participation
52.6%
Risk pressure percentile: 77
Employment rate (16+)
52.3%
Risk pressure percentile: 68
Earnings trend (YoY)
+5.1%
Risk pressure percentile: 58
How this compares
Approximate percentile: 46 of 100
Coverage and confidence
City-level metrics were incomplete, so this score uses a nearby regional baseline.
Why it matters
In Hartsville, Lower stability can mean more missed bills, less savings, and heavier reliance on credit during downturns.
What we measure
- Unemployment rate
- Unemployment volatility (monthly)
- Labor force participation
- Employment-to-population rate
- Median earnings (full-time, year-round)
- Earnings trend (YoY)
- Industry concentration (HHI)
Key sources
- BLS Local Area Unemployment Statistics
- U.S. Census Bureau ACS 5-year
- County Business Patterns (industry concentration)
Compare this risk across nearby cities
Nashville
Open employment and income stability detail
Memphis
Open employment and income stability detail
Knoxville
Open employment and income stability detail
Chattanooga
Open employment and income stability detail
Clarksville
Open employment and income stability detail
Murfreesboro
Open employment and income stability detail
Common questions
What is unemployment volatility?
It captures month-to-month swings in unemployment, which signal how stable local hiring conditions are.
Why does industry concentration matter?
Heavy reliance on a small number of industries makes local incomes more sensitive to sector shocks.
Why include labor force participation?
It reflects how many adults are engaged in the workforce beyond the unemployment rate alone.
Related risks
City overview →Household financial stress
Household financial stress reflects how close households are to the edge. It blends income, poverty exposure, housing cost burden, and safety-net reliance to show where families have less cushion for unexpected bills.
Debt and credit pressure
Debt and credit pressure tracks how leveraged households are and how often credit stress shows up. Higher subprime share, delinquency, and revolving utilization indicate tighter credit access and greater reliance on borrowing.
Cost of living exposure
Cost of living exposure focuses on housing costs relative to income. Rising rents, higher monthly housing costs, and elevated rent-to-income ratios can squeeze budgets even when incomes rise.